Cutting Food Waste (and cutting food bills)

According to the Food Standards Agency, in the UK we threw away over 7 million tonnes of still edible food last year and about half of it came from homes, not shops and restaurants.  It is such a shocking figure, especially when you think that so many people are going hungry and relying on food banks.  It’s also expensive.  The estimated cost of those 7 million tonnes is £13bn and the average cost per household is £470.  Cutting back on food waste, and your food bills as a result, is easier than you think. Here are five easy  ways to do it… Continue reading

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Teaching my daughter money management skills (at an early age)

Recently we opened a children’s bank account for my daughter, who has just turned eight.  It’s one I technically control but which we’ve put her in charge of.  She’ll decide what to put in and what to take out.  There isn’t a bank card attached so I still have to press the button, meaning it’s pretty risk free, but it’s part of my master plan to get her to understand what money and how to manage it…something I didn’t quite get till my late 20’s and after more than one mistake with bank loans, overdrafts and credit cards.

101717-OM18FK-75We started off as everyone does I think with a Piggy Bank, and just the idea of money, what it is, how much you have and why you should save it up.  Each week, from when she was really small, we would give her a pound to put in the bank and any extra money would go in there too.  Once it was full, we would empty it, count it and she could go to the toy store to spend her ‘hard earned’ savings. Continue reading

Saving energy, saving money…

analytics-3265840_1920.jpgWhen we moved into our current house, we got ourselves a smart metre to monitor our gas and electricity use. If you ignore the fact that I can’t help nervously glancing at it every time I go past to see how big a bill I’m racking up with the current weather, it was one of the best things we could have done.  Since we’ve installed it, we have been watching how much energy we use and, so far, have reduced our bill by about £10 a month without significantly impacting our lifestyle. Here’s what we’ve done so far… Continue reading